South Dakota Auto Insurance
South Dakota has a total of 83,609 miles of highways, roads, and streets, along with 679 miles of interstate highways. Two major interstates pass through South Dakota: Interstate 90, which runs east and west; and Interstate 29, running north and south in the eastern portion of the state. With that many miles of road accidents can happen. That's why South Dakota auto insurance is especially important.
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South Dakota auto insurance basics
Here are a few basic facts about South Dakota auto insurance:
- South Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $25, 000.
- South Dakota also requires Underinsured/Uninsured Motorist coverage for the same levels of coverage. Seven percent of drivers in South Dakota are uninsured, so this type of coverage is not only required by law, but it's also an important protection.
- The state of South Dakota follows the Tort system. This means that in the event of a car crash, someone must be found to be "at fault" before any accident claims can be paid.
South Dakota car insurance premiums
With rising South Dakota car insurance premiums, now is the best time to shop for a lower rate on your auto insurance. Get started by requesting a free S.D. quote today!